Tony Krance CFP®, MBA, AIF® Accreditied Investment Fiduciary®
Prudent Process…
Better Results!
401K Plan Advisors, LLC is an independent registered investment firm. Our firm has the experience and in-depth investment management experience to help you take steps to ensure your company remains compliant with ERISA and ever-changing regulations. Learn More
Featured Articles
54% of workers would switch jobs to get a better DC plan – Pensions & Investments
There will continue to be more and more interest in retirement plan which allow employees to save without stress and anxiety. Most plan participants realize they need help. The rest don't know they don't know. The report said 44% of all workers expect to rely on 401(k) plans, other DC plans or IRAs as their primary source of retirement income. … [Read More...]
The Hidden Message in JP Morgan’s $2-Billion Loss
It seems investors continue to believe that they can find the right answer by relying on the BIG institutions. When will Main Street realize thet the big banks, insurance companies and brokerage firms do not have the investors interest in mind. Investors should seek advisors who add value through sound advice and a fiduciary standard, regardless of … [Read More...]
The “Sandwich Generation” and the Changing Family Dynamic
The “Sandwich Generation” is becoming a more commonly used term as more and more individuals begin caring for not only their aging parents, but their children as well, all the while planning for their own personal retirement. According to an April 2010 Merrill Lynch Affluent Insights Quarterly survey, more than one-third of affluent Americans … [Read More...]
A Rational Response to Irrational Market Anxiety
The Wall Street bullies have a vested interest in keeping you guessing. What is the best investment for right now? Who has the answer ? What fund managerswill out perform?The answer is, no one knows what the future will bring. Your best strategy is a prudent one. Once designed and implemented your goal is to rebalance regularly and remain … [Read More...]
Gap Between Employer and Employee Views on Retirement Preparedness Through 401(k) Plans – MarketWatch
401(k) plans have been sold backwards since the beginning. Orginally they were a supplement to a oension plan, now they are the sole source of retirement for most Americans. Model portfolios should be automatic and then the participant can opt out and choose their own mix of funds. A separate survey of 401(k) participants finds that relatively … [Read More...]
5 Steps You Can Take Now to Improve Your Retirement Income
If you're a working American born anytime between 1946 and 1991, the research, analysis and more importantly, the five straightforward actions you can take now to ensure your retirement income doesn't take a dive revealed in the Fidelity Investments' “Retirement Savings Assessment” might be of particular interest to you. The … [Read More...]
The Flawed Premise of 95 Percent of 401(k) Plans
The financial services industry wants you to believe that there is someone out there who can tell you the best investments for right now. This is how they make the bulk of their money, by convincing you to move your money to the next hot manager. Avoid this and you will succeed in reaching your long term financial goals. There is no evidence that … [Read More...]
Is Human Nature Hurting Your 401(k)?
Thank goodness people have emotions, life would be unbearable without them. However, when investing for your financial future emotions can be very costly. We all watch TV, listen to all media sources that are playing on your emotions. You need someone managing your investments and your emotions for you to succeed long term. Choice conflict … [Read More...]
Cause & Effect: Household Numbers on the Rise
It may not be what you think – according to the Census Bureau, the number of individuals and families living together have taken a big jump in the past several years – and it’s not because grandma and grandpa are living with their grandkids. The report found that 69.2 million, or 30% of families were “doubled-up” (households that … [Read More...]
Families That Cheat Investors Together, Stay Together
When you are performing your due diligence on a financial advisor the first question should be, do you follow the fiduciary standard? Any other advisor will not put your interest first. Their employer comes first. Financial author William Bernstein said it best: "...there is a third type of investor- the investment professional, who indeed … [Read More...]
