Many potential clients ask me about the past performance of ‘funds’. This is not unusual, because most of us have been taught by the Wall Street bullies that the investment choices makes all the difference. We have been taught to…

It did not take long after the new administration took office for the raising of taxes to become a hot topic. I just read that there is a proposal to raise the capital gains tax for over $1million to 39.6%…

With the excessive spending going on here in the U.S. and the rest of the world has inflations worries are growing. At a relatively low inflation rate of 4%, it only takes 18 years for your wealth and its buying…

All of us have said, ‘But it’s different this time’ ….’This Time This Expert is Right for Sure’……’I’m due’….. A necessary lie is a rationalization to justify self-destructive behavior. Some additional examples: I will start my diet tomorrow…..so I will…

We continue to experience civil unrest here in the United States. The intolerances displayed are hateful. During these turbulent times there will be ‘experts’ telling you what is the best place for your money.  It could be gold, annuities, real…

Well, the Green Bay Packers draft is completed. How it went is anyone’s guess. However, the drama created by QB Aaron Rodgers continues. Will he stay or will he go?? Really nothing I can do to control. Much like investing…

There have been many investors asking do I need an adviser? The answer to this question would be ‘no’ except for one fact ….you are human. And humans are emotional beings. If your broker/agent takes your order and does whatever…

During discussions with potential clients. I have learned most people have a very short time horizon. Most people are looking at short term results. They want to know what the best strategy is for right now. In fact many advisers…

Like everyone else I receive numerous unsolicited emails every day. Most, if not all, are unwanted. This weekend, on a rainy Sunday afternoon, I decided to look at an email from an investment company. More specifically, a seller of investment…

Recently I have heard someone say to me “I hope you are doing well in the market because I am’.  I did not respond to his proclamation nor will I in the future. This self-proclaimed trader obviously has made some…