The coronavirus continues to be hotly debated. Everyone is looking for answers. What we are getting are opinions and guesses. Because no one has a definitive answer. The Wisconsin Governor has tried to lock down the entire state for an…

Prior to the new fiduciary rule. The Wall Street bully brokerage firm would use their payout structure to their brokers to generate more trading. They would pay a higher fee for the stock portion of a clients portfolio. For example,…

When an adviser bases their recommendations on evidenced based investing. It requires them to build a globally diversified portfolio. To be clear, globally means to invest in equites and fixed income from across the globe. When dealing with a globally…

Well the COVID 19 crisis continues. When it will end, I do not know. In my opinion, the coronavirus will not go away. It will recur much like the flu. We will find ways to deal with it in the…

This message was written 5 years ago. It bears repeating now. Many of us are making emotional decisions based on our ‘facts’. We all believe that we make important decisions based on fact. Our research, typically, is quite limited. We…

The coronavirus crisis continues to paralyze our lives and cripple our economy. As always with every crisis comes predictions….lots of predictions. Now its from sports…when will the NBA start? When will MLB season start? When will the NFL season start?…

As the ‘stay at home’ order continues I am noticing some changes. During my very limited travel, I am noticing people are slowing down. While driving they are no longer is such a rush. Of course, there are exceptions, but…

“This time is different”. Famed investor Sir John Templeton 1912-2008 is quoted as saying these words are the most expensive in the English language. Of course, we know that every time is different. The variables are never the same. The…