As I do many times prior to watching the Green Bay Packers beat the Seattle Seahawks I was watching the NFL pregame show. Each week the ‘experts’ pick the winners of specific games. These ‘experts’ are made up of Super…

During 2019 we were worried about several things that would have a negative impact on the financial markets. The financial media made sure you were fully aware of these ‘negative events.’   After all, the media’s strategy is, if it…

How many get rich quick schemes have you learned over the last 12 months? Many profess that you can get rich quick if you follow their lead. Remember the old trading adage, ‘pigs are led to the trough and hogs…

There are many risks associated with your money. Inflation risk, equity risk, capital risk and others. However, the greatest risk an investor can take on is market timing. When assets are moved in the portfolio, based on a forecast or…

This bears repeating as the predictions are coming fast and heavy. They include a service that says based on Elliott wave principles the S&P500 will fall to 2700 soon, currently around 3100. Morgan Stanley predicts the rough 2020. Many investors…

Recently I overheard some recent retirees discussing where to out their money. The discussion centered around risk free investments, such as, CDs or U.S. Treasury Bills. The historic “Risk Free Rate” is about 4%.  In fact, the most recent sale…

Every week I look for a subject to discuss what I have heard from clients/prospects. Some are questions, some are comments. This week I am going to discuss ‘The Efficient Market Hypothesis’ written by Dr. Eugene Fama in his Phd.…

Right now, we are experiencing an equity market that seems to, for the most part, go up. Eventually we will experience a longer period of down market. Many investors lament the downs of the market.  They feel that the randomness…