How many get rich quick schemes have you learned over the last 12 months? Many profess that you can get rich quick if you follow their lead. Remember the old trading adage, ‘pigs are led to the trough and hogs are led to slaughter’.

No one can consistently predict the future!!  Because the equity markets are random and unpredictable.

There are no high return/low risk asset categories or investments.  No matter how sound the logic or plausible the story, this just does not exist

Investors want stock market returns with Treasury bill risk. What they end up with is Treasury bill returns and stock market risk.

To reach your long term goals you must diligently save….own equities and high quality short term fixed income….globally diversify…..rebalance.